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Amitabh Singh
Chair - FAOM Insurance Council & CBO Perfios Insurance
Fintech Assn of Malaysia
Amitabh is the Chairperson of the Fintech Assn of Malaysia - Insurance Council. With ~24 years of experience across Insurance, Banking & Technology in Asia’s most dynamic markets, incl Malaysia, Indonesia, India, Vietnam & Philippines. He has also built successful business in the GCC & East Africa. Amitabh currently leads the Insurance Practise for Perfios Technology Solutions - an AI-led Technology major.
Interventions lors du Sommet
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3:30–5:00pmdim. 15 nov.RoundtableOpen
Phsar - Finance That Reaches People
The missing majority: Designing Finance for informal Economies
À propos de cette session
Much of the world's workforce earns outside formal payroll systems. Income can arrive daily, seasonally or irregularly, while many savings, credit, pension and insurance products still assume a stable monthly salary. Informal workers are therefore not a marginal customer segment; in many emerging markets they are the economy's centre of gravity. Digital payments and alternative data have made it possible to build financial histories for people previously invisible to formal institutions, but access alone does not guarantee trust or sustained use. The roundtable compares products and distribution models designed around irregular income and asks what makes an informal worker continue using a formal financial product after the first transaction.
