15–16 November 2026 | Phnom Penh, Cambodia

Disruptive by Design

Future Ready Financial Services Innovation Framework for Asia and 88 Francophone Countries

About the Summit

Fifty years after money was abolished, Cambodia runs one of Asia's most advanced QR payment ecosystems. Bakong, its national blockchain-based payment rail, now processes more than three times the country's GDP.

Black Swan Summit Cambodia is for emerging markets ready to redesign their financial systems. Hosted by the National Bank of Cambodia and GFTN, in collaboration with the Association of Banks in Cambodia (ABC) and the Cambodian Association of Finance & Technology (CAFT), it brings the central banks, FinTechs and payment operators that built Bakong into the room to show how it was done.

Held alongside the Sommet de la Francophonie, the Summit opens a new corridor between Southeast Asia and the Francophone world. The objective is concrete: leave Phnom Penh with a blueprint any emerging market can use to build its own.

Hosted by

In Collaboration with

Hosted By

In Collaboration With

The Association of Banks in Cambodia - 400 x 200

Cambodian Association of Finance and Technology

Bakong
Sovereign Rails

What it means:
The first great temple-mountain of the Angkor era, consecrated in 881, and the name NBC chose for its national payment system. It stands for a foundation others can build on.

What we discuss:
How an emerging economy designs, governs, and scales its own payment infrastructure at a cost within reach, and keeps it ready for what comes next. The choices behind a shared national network, and how banks, payment providers and fintechs build their own services on top of it.

Baray
Monetary Sovereignty

What it means:
The great reservoirs of Angkor, which held the monsoon waters that sustained the kingdom. It stands for what a nation keeps in its own hands.

What we discuss:
Stablecoins, de-dollarization, and local-currency settlement: how central banks keep control of their currency as digital money spreads. The tools that help a local currency hold its place, from national payment rails to clear rules for digital assets, and the integrity safeguards, from KYC to AML/CFT, that make digital money trusted.

Chaktomuk
Rails Across Borders

What it means:
Khmer for "four faces", the confluence in Phnom Penh where the Mekong, the Tonlé Sap and the Bassac meet. It stands for the place where flows join.

What we discuss:
How cross-border QR links, remittance channels and trade payments become faster and cheaper for workers, travellers and small businesses, and how Southeast Asian and Francophone markets plug into each other.

Phsar
Finance Within Everyone's Reach

What it means:
Khmer for "market", the place where everyone meets and trades. It stands for bringing finance to where people already are.

What we discuss:
How payment data, partnerships between banks, microfinance institutions and fintechs, and products designed for informal workers build financial health for households and small businesses, and help them withstand shocks.

Chamkar
The Proving Ground

What it means:
In Khmer, chamkar is a cultivated field. Here, it is Cambodia itself: a live environment where innovation is built, tested and scaled.

What we discuss:
Chamkar explores what it takes for ideas to move into the real economy, from enabling regulation and digital public infrastructure to capital, talent and real-world adoption. Cambodia offers a tangible setting for this conversation, with national-scale payment infrastructure, a growing digital payments ecosystem and a live regulatory sandbox.

Founders, regulators, investors and infrastructure builders explore how innovation takes root in Cambodia, and how solutions developed here can connect to regional markets and scale beyond them.

Saturday 14November 1 session

Sunday 15November 9 sessions

Monday 16November 4 sessions

Live 18:00–20:00 VIP Networking Reception (*By invitation only)

Live 08:00–09:00 National Public Platforms and Conducive Regulatory Environments

Live 09:00–10:00 Opening Plenary Cambodia's financial reversal

Live 09:00–17:00 Exhibition & Innovation Showcase Cambodia's FinTech innovators and regional exhibitors, on display throughout 15-16 November

Live 10:00–11:00 Bakong | Sovereign Rails How Bakong was built - and what transfers

Live 12:00–13:00 Baray | Monetary Sovereignty What countries should own and what they can share

Live 13:00–14:00 Phsar | Finance Within Everyone's Reach National adoption and financial security for vulnerable households

Live 14:00–15:00 Networking Lunch

Live 15:00–16:00 Insights2040 Roundtable Sovereign infrastructure, inclusion, and resilience for the next decade

Live 16:00–17:00 Networking Reception

Live 08:00–09:00 Connecting Ecosystems in Economic Corridors

Live 09:00–11:00 Chaktomuk | Rails Across Borders Financing the first cross-regional link

Live 11:00–13:00 Chamkar | The Proving Ground What FinTech builds next

Live 15:00–16:00 Insights2040 Roundtable The smallest credible Francophone-ASEAN link to implement first

Saturday 14 November

Evening
18:0020:00
Live 18:00–20:00 VIP Networking Reception (*By invitation only)

Sunday 15 November

08:0009:00
Live 08:00–09:00 National Public Platforms and Conducive Regulatory Environments
09:0010:00
Live 09:00–10:00 Opening Plenary Cambodia's financial reversal
09:0017:00
Live 09:00–17:00 Exhibition & Innovation Showcase Cambodia's FinTech innovators and regional exhibitors, on display throughout 15-16 November
10:0011:00
Live 10:00–11:00 Bakong | Sovereign Rails How Bakong was built - and what transfers
12:0013:00
Live 12:00–13:00 Baray | Monetary Sovereignty What countries should own and what they can share
13:0014:00
Live 13:00–14:00 Phsar | Finance Within Everyone's Reach National adoption and financial security for vulnerable households
14:0015:00
Live 14:00–15:00 Networking Lunch
15:0016:00
Live 15:00–16:00 Insights2040 Roundtable Sovereign infrastructure, inclusion, and resilience for the next decade
16:0017:00
Live 16:00–17:00 Networking Reception

Monday 16 November

08:0009:00
Live 08:00–09:00 Connecting Ecosystems in Economic Corridors
09:0011:00
Live 09:00–11:00 Chaktomuk | Rails Across Borders Financing the first cross-regional link
11:0013:00
Live 11:00–13:00 Chamkar | The Proving Ground What FinTech builds next
15:0016:00
Live 15:00–16:00 Insights2040 Roundtable The smallest credible Francophone-ASEAN link to implement first

Who Attends

Curated delegates from ASEAN, the Francophone world and Cambodia's own FinTech ecosystem, in Phnom Penh the same week as the Sommet de la Francophonie and FrancoTech.

Ministers & Government · Central Banks & Regulators · Financial Institutions · FinTechs & Payment Providers · Investors & Venture Capital · Development Finance Institutions · Technology & AI Providers · Cambodia's Local Ecosystem

Disruptive by Design

About the Summit

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