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Niraj Gupta
Founder & Chief Executive Officer
FinLuy
Niraj Gupta is a technology, fintech and digital transformation leader with over 19 years of experience across Asia, Europe and the United States. He is the Founder & CEO of FinLuy, Cambodia’s AI-powered financial marketplace, and Director of Macro Solutions, where he works with businesses and financial institutions on AI, digital transformation, cybersecurity and growth strategy.
His work focuses on how emerging technologies can be translated into practical business models, stronger financial access and scalable digital solutions. With experience spanning banking, fintech, entrepreneurship and technology advisory, Niraj brings a cross-market perspective on innovation and the future of business in Southeast Asia.
He also serves as Vice President of the Indian Business Chamber in Cambodia and regularly speaks on AI, fintech, digital transformation, entrepreneurship and technology-led growth.
Interventions lors du Sommet
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3:30–5:00pmdim. 15 nov.RoundtableOpen
Phsar - Finance That Reaches People
The missing majority: Designing Finance for informal Economies
À propos de cette session
Much of the world's workforce earns outside formal payroll systems. Income can arrive daily, seasonally or irregularly, while many savings, credit, pension and insurance products still assume a stable monthly salary. Informal workers are therefore not a marginal customer segment; in many emerging markets they are the economy's centre of gravity. Digital payments and alternative data have made it possible to build financial histories for people previously invisible to formal institutions, but access alone does not guarantee trust or sustained use. The roundtable compares products and distribution models designed around irregular income and asks what makes an informal worker continue using a formal financial product after the first transaction.
