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H.E. Chankiriroth Sim
Founder & Chief Executive Officer
BanhJi
Sim Chankiriroth (Kiriroth) is Founder and CEO of BanhJi, financial trust infrastructure for Cambodia’s MSMEs. BanhJi connects MSMEs to the national rails, Cambodia E-Invoice, digital financial reporting and KHQR, creating the verified data layer on which banks and financial institutions build supply chain finance and embedded financial services.
Kiriroth also works on the policy side of the same problem. He is Assistant to the Prime Minister and Technical Advisor to the Accounting and Auditing Regulator of Cambodia, where he shapes national financial reporting standards. He serves on the ASEAN MSME Advisory Board and the ACCA Global Forum for SMEs.
Speaking at the summit
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3:30–5:00pmSun 15 NovRoundtableOpen
Phsar - Finance That Reaches People
The missing majority: Designing Finance for informal Economies
About this session
Much of the world's workforce earns outside formal payroll systems. Income can arrive daily, seasonally or irregularly, while many savings, credit, pension and insurance products still assume a stable monthly salary. Informal workers are therefore not a marginal customer segment; in many emerging markets they are the economy's centre of gravity. Digital payments and alternative data have made it possible to build financial histories for people previously invisible to formal institutions, but access alone does not guarantee trust or sustained use. The roundtable compares products and distribution models designed around irregular income and asks what makes an informal worker continue using a formal financial product after the first transaction.
