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2026 Themes Disruptive by Design
Future Ready Financial Services Innovation Framework for Asia and 88 Francophone Countries
15–16 November 2026 | Phnom Penh, Cambodia
Five Impact Pillars
Cambodia built its own financial infrastructure: a national payment system, a stronger Riel, regional connectivity and wider access to finance, all under firm supervision. The 2026 programme unpacks how it was done and how other emerging markets can build theirs. Day 1 lays the foundations. Day 2 connects the corridors.
Bakong | Sovereign Rails
The first great temple-mountain of the Angkor era, consecrated in 881, and the name NBC chose for its national payment system. It stands for a foundation others can build on.
How an emerging economy designs, governs, and scales its own payment infrastructure at a cost within reach, and keeps it ready for what comes next. The choices behind a shared national network, and how banks, payment providers and FinTechs build their own services on top of it.
Baray | Monetary Sovereignty
The great reservoirs of Angkor, which held the monsoon waters that sustained the kingdom. It stands for what a nation keeps in its own hands.
Stablecoins, de-dollarization, and local-currency settlement: how central banks keep control of their currency as digital money spreads. The tools that help a local currency hold its place, from national payment rails to clear rules for digital assets, and the integrity safeguards, from KYC to AML/CFT, that make digital money trusted.
Chaktomuk | Rails Across Borders
Khmer for "four faces", the confluence in Phnom Penh where the Mekong, the Tonlé Sap and the Bassac meet. It stands for the place where flows join.
How cross-border QR links, remittance channels and trade payments become faster and cheaper for workers, travellers and small businesses, and how Southeast Asian and Francophone markets plug into each other.
Phsar | Finance Within Everyone's Reach
Khmer for "market", the place where everyone meets and trades. It stands for bringing finance to where people already are.
How payment data, partnerships between banks, microfinance institutions and fintechs, and products designed for informal workers build financial health for households and small businesses, and help them withstand shocks.
Chamkar | The Proving Ground
In Khmer, chamkar is a cultivated field. Here, it is Cambodia itself: a live environment where innovation is built, tested and scaled.
Chamkar explores what it takes for ideas to move into the real economy, from enabling regulation and digital public infrastructure to capital, talent and real-world adoption. Cambodia offers a tangible setting for this conversation, with national-scale payment infrastructure, a growing digital payments ecosystem and a live regulatory sandbox. Founders, regulators, investors and infrastructure builders explore how innovation takes root in Cambodia, and how solutions developed here can connect to regional markets and scale beyond them.