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Toch Chaochek
Chief Executive Officer
Cambodia Post Bank
Mr. Toch Chaochek is a seasoned Executive Management professional having more than 22 years’ working experience in Financial Industries in Cambodia. He has been appointed as Chief Executive Officer of CPBank since 2013. He has developed this green field Bank from its humble beginning to the best Mass Market Bank with his local expertise and experience of working in various leadership roles in various Financial Institutions.
Prior to joining CPBank, Mr. Toch was Chief Operating Officer of Hatha Bank. He worked at Hatha Bank and Acleda Bank at various senior management role covering Business, Credit, Operations, Trade Finance area.
Speaking at the summit
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3:30–5:00pmSun 15 NovRoundtableOpen
Phsar - Finance That Reaches People
The missing majority: Designing Finance for informal Economies
About this session
Much of the world's workforce earns outside formal payroll systems. Income can arrive daily, seasonally or irregularly, while many savings, credit, pension and insurance products still assume a stable monthly salary. Informal workers are therefore not a marginal customer segment; in many emerging markets they are the economy's centre of gravity. Digital payments and alternative data have made it possible to build financial histories for people previously invisible to formal institutions, but access alone does not guarantee trust or sustained use. The roundtable compares products and distribution models designed around irregular income and asks what makes an informal worker continue using a formal financial product after the first transaction.
