Cross-border payments fail in different ways depending on the use case. QR payments may work domestically but stop at the border. Remittances can remain expensive even where digital channels are widely available. Trade settlement can still pass through third-country currencies and correspondent banks despite growing commercial links between emerging markets. The roundtable breaks the corridor problem into these separate channels and identifies what prevents each one from working today. It examines standards for extending QR interoperability, where remittance costs can realistically be removed, and what conditions are required for local-currency trade settlement.

Many promising financial companies do not fail because the product is weak. They fail between early proof and meaningful scale. Growth capital becomes harder to secure, institutional partners hesitate to integrate with younger firms, and entering each new market can require rebuilding relationships, compliance processes and distribution from scratch. This roundtable focuses on that scale gap. It asks which forms of capital are missing after the early stages, what would make banks and other large institutions more willing to partner with growth-stage providers, and which shared infrastructure or market-access mechanisms could reduce the cost of expanding across emerging markets.