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OUK Sarat
Deputy Director General of Central Banking Operations
National Bank of Cambodia
Mr. OUK SARAT is currently serving as Deputy Director General of Central Banking Operation Directorate. His portfolios include payment system development, financial innovation, and financial market operation. He joined the central bank in 2002 and started his career as a bank examiner, after that transitioned to lead the payment system department in 2015. He has actively involved in regulatory oversight and policy development to modernize and strengthen Cambodia’s payment system infrastructure and payment services. His work also contributes to promote financial innovation in the banking sector while maintaining a strong emphasis on security, efficiency, and inclusivity.
Speaking at the summit
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10:00–10:40amMon 16 NovForum StageMain Plenary StageOpen
Chaktomuk - Rails Across Borders
From Sandbox to Scale: What Does It Take for Financial Innovation to Become Infrastructure?
About this session
A sandbox can show that a financial product works under controlled conditions. It does not prove that the product can survive licensing, integrate with existing institutions, win customer trust or expand into another jurisdiction. The harder question is what happens after testing ends. The panel examines the conditions that should allow an innovation to move from experiment to licensed market participant, including infrastructure access, capital, governance and regulatory readiness. It also explores a more difficult possibility: whether successful testing in one credible jurisdiction can reduce the cost of entering another, and what regulators would need to recognise in each other's processes before regulatory portability becomes possible.
