Speakers
Julie Guetta
Managing Director
ThitsaWorks
Julie Guetta is the Managing Director of ThitsaWorks, a leading system integrator specializing in digital payment infrastructure. She leads the company's strategy, growth, and delivery of national and cross-border payment systems, working closely with central banks, national payment system operators, regulators, and financial institutions to design, implement, and operate inclusive instant payment systems that enable citizens and businesses to access fast, secure, and interoperable digital financial services.
Previously, Julie was responsible for advancing the Mojaloop Foundation’s mission to promote financial inclusion by supporting the adoption of its open-source instant payments platform across Southeast Asia and contributing to global cross-border payments initiatives. With more than four years of active involvement in the Mojaloop ecosystem, she has been at the forefront of several strategic workstreams, including the implementation of ISO 20022 standards, the development of cross-border payment frameworks, and the evolution of industry best practices. She continues to actively contribute to the Mojaloop community and its technical governance.
A finalist in the 2024 Women in Payments Innovation Awards, Julie brings more than a decade of experience implementing complex payment systems, covering payment schemes, interoperability, messaging standards, and business processes to deliver efficient, resilient, and inclusive payment ecosystems.
Before joining the Mojaloop Foundation, Julie served as Technical Product Director at Partior, where she contributed to transforming cross-border payment settlement. She also led Payments Strategy at RedCompass Labs, advising financial institutions on emerging payment trends and developing actionable strategies.
A recognized thought leader and frequent speaker at international conferences, Julie regularly shares insights on financial inclusion, digital public infrastructure, open-source payment systems, and cross-border interoperability. She also lectured at the EBA Summer School in 2022..
Speaking at the summit
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10:30–11:10amSun 15 NovForum StageOpen
Phsar - Finance That Reaches People
Beyond Access: Turning Digital Finance into Financial Resilience
Forum StageOpen
About this session
Opening an account is not the same as becoming financially secure. A household can have digital payments and still be one illness, failed harvest or income shock away from expensive debt. The next test for financial inclusion is therefore not simply whether people enter the financial system, but whether the system helps them withstand disruption and recover. Digital payment histories can support savings, credit and insurance for people with little formal financial history, while partnerships between banks, microfinance institutions and fintechs can extend services beyond traditional customer bases. The panel examines what resilience looks like in practice and which products, data models and partnerships measurably improve financial security for informal workers, women and small businesses.

