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Kwadwo Botwe
Fintech Supervisor
Bank of Ghana
Kwadwo Botwe is a financial regulator focused on the policy and supervisory questions arising from the digital transformation of financial services. His work includes shaping regulatory responses to emerging models of financial intermediation including digital payments, virtual assets and open finance.
Drawing on a strong foundation in traditional finance and regulatory practice, he brings a practical, risk-based lens to the evolving digital financial ecosystem. His work has supported the development of licensing frameworks, regulatory sandbox initiatives, and policy responses aimed at balancing innovation with consumer protection, and financial stability.
Kwadwo’s work continues to position him as a key figure in advancing safe, sound, and forward-looking financial innovation.
Speaking at the summit
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1:30–3:00pmSun 15 NovRoundtableOpen
Baray - Monetary Sovereignty
Beyond the Dollar: Stablecoins, Local-Currency Settlement & the Future of Money
About this session
Most stablecoins in circulation are linked to the US dollar. For economies seeking to reduce their dependence on the dollar, that creates a fundamental contradiction: the same technology that can lower the cost of payments may also make dollar-denominated money easier to use. At the same time, local-currency settlement is advancing through bilateral arrangements, regional initiatives and domestic payment systems. The roundtable examines that tension directly. When do stablecoins solve a genuine user problem, and when do they reinforce existing monetary dependence? What would a credible local-currency digital instrument require in reserves, governance, redemption and supervision? And where does local-currency settlement provide a better answer than creating another form of digital money?
