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Khuon Frandara
Chief Executive Officer
TrueMoney Cambodia / Myanmar / Malaysia cluster
One of the few women to lead a major fintech in Cambodia, Khuon Frandara (Dara) has spent two decades opening doors in a sector that once rarely had a seat for women, from ANZ Royal and Wing to leading TrueMoney across Cambodia, Myanmar and Malaysia. She combines a technology-first strategy with emotionally intelligent leadership, and is a leading voice for women in fintech and digital banking. Dara was named among the Cambodia Leadership Review’s 50 Khmer Women Voices 2026.
Speaking at the summit
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3:30–5:00pmSun 15 NovRoundtableOpen
Phsar - Finance That Reaches People
The missing majority: Designing Finance for informal Economies
About this session
Much of the world's workforce earns outside formal payroll systems. Income can arrive daily, seasonally or irregularly, while many savings, credit, pension and insurance products still assume a stable monthly salary. Informal workers are therefore not a marginal customer segment; in many emerging markets they are the economy's centre of gravity. Digital payments and alternative data have made it possible to build financial histories for people previously invisible to formal institutions, but access alone does not guarantee trust or sustained use. The roundtable compares products and distribution models designed around irregular income and asks what makes an informal worker continue using a formal financial product after the first transaction.
