.svg)
Niraj Gupta
Founder & CEO
FinLuy
Niraj Gupta is a technology, fintech and digital transformation leader with over 19 years of experience across Asia, Europe and the United States. He is the Founder & CEO of FinLuy, Cambodia’s AI-powered financial marketplace, and Director of Macro Solutions, where he works with businesses and financial institutions on AI, digital transformation, cybersecurity and growth strategy.
His work focuses on how emerging technologies can be translated into practical business models, stronger financial access and scalable digital solutions. With experience spanning banking, fintech, entrepreneurship and technology advisory, Niraj brings a cross-market perspective on innovation and the future of business in Southeast Asia.
He also serves as Vice President of the Indian Business Chamber in Cambodia and regularly speaks on AI, fintech, digital transformation, entrepreneurship and technology-led growth.
Speaking at the summit
-
9:55–10:40amMon 16 NovForum StageOpen
Chaktomuk - Rails Across Borders
The Corridor Economy: Connecting Payments Across Borders
About this session
Cross-border connectivity becomes real only when it solves a specific economic problem. Workers need cheaper remittances. Travellers need payments that work across borders. Small businesses need trade settlement that does not depend on multiple intermediaries. Connecting Southeast Asia and African markets therefore starts not with technology, but with choosing the first flow worth connecting. Cambodia's expanding cross-border payment relationships offer one starting point for that discussion. The panel examines which use case should come first, which existing systems can be connected rather than rebuilt, and who should absorb the cost and risk of creating the first viable corridor before transaction volumes are large enough to sustain it.
